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(06/04/19 12:32am)
I’ve just finished a mandatory personal finance course at my university, and I’m trying to get on top of my finances. I know that one of the strategies I should be considering is saving my money, but I don’t have a retirement account yet. As I was looking into savings options at a local bank, I came across the concept of term deposits, but didn’t really understand the concept. I’m not too keen on investing my money after seeing how the recession affected my parents, and I don’t want to make the wrong decision. Are term deposits a safe way for me to save my money? How exactly do they work?
(06/04/19 12:26am)
I’m a junior studying biochemistry and will be starting a lab this upcoming semester in an x-ray laboratory. As part of my work, I’ll be helping to conduct a variety of x-ray diffraction analyses to determine and study the structure of several different molecules. As part of my required lab equipment, the syllabus says I need to have safety glasses that can help protect me from gamma ray radiation. I have a pair of Oakley sunglasses I got on spring break and I’m wondering if those are appropriate enough to protect my eyes?
(04/27/19 10:58pm)
OK, experts: I have good news and bad news. The good news is that I’m taking a vacation trip to Florida, which is something that I have wanted to do for years and years. The bad news is that I am incredibly stressed about planning that vacation.
(04/11/19 2:36am)
I have always loved to travel. I took a gap year off before college to go on a trip to Latin America, and I just did a study abroad in Europe last year. I even did it during spring semester so that I could work on organic farms through WWOOF this summer through Eastern Europe. I guess you can see where this is going: I really, really want to make this my job. But you can’t just WWOOF your entire life — I get that. How can I maybe make a livelihood out of traveling?
(02/20/19 12:48am)
I own a small business, and my business is growing. It's a crazy feeling — I feel like I'm really in over my head sometimes! I'm proud of what I've built, but it still feels strange to think of myself as a business owner. And now that my company is a little bigger, I really need to have an office.
(02/14/19 1:52am)
I've always really liked Apple products. I love their minimalist style. So, while I think they're pretty expensive, I don't mind paying the extra money — or, at least, I didn't mind until now!
(02/14/19 1:50am)
Lately, I’ve been really into the idea of getting myself a motorcycle. I’ve spent most of my life in areas where motorcycles didn’t seem very practical, but now I live in an area where there are lots of beautiful places to go riding. This isn’t a midlife crisis thing or anything like that, I promise — it’s just that, because my circumstances have changed, I’m finding myself interested in motorcycles without really having much background knowledge about them. So I’m a little wary of going to a dealership or something where a salesperson will pitch me on some motorcycle or other without my knowing what I’m talking about, you know?
(02/14/19 1:47am)
I could use some guidance with a research paper. My urban studies professor asked everyone to highlight something we take for granted when we share a public city space. She used public water fountains as an illustrative example. According to her, that is especially important in climates where people are at risk of dehydration.
(01/04/19 10:00pm)
(12/19/18 6:57pm)
I’m just about to enroll at university, and I have a confession to make: I have terrible skin, and I’m kind of panicking when it comes to meeting a bunch of new people with the skin that I have. The thing is, I’m a guy who was never really told how to take care of my skin. Turns out splashing water on it every night wasn’t good enough. I need to get serious about a skin-care regimen, and I want to keep it all-natural. How do I do that? What are some tips you have for products that will get me clear skin?
(12/14/18 4:40am)
I recently came into some money and bought a Harley-Davidson Sportster, fulfilling a lifelong dream. But I go to school out of state, and a buddy of mine warned me that not every state has the same helmet laws, which I’d never really thought about before. I have a cruiser, but apparently laws vary depending on the type of bike you have. The more I look into it, the more confused I am. What am I supposed to do?
(10/08/18 9:58pm)
I’m earning my BFA in Screenwriting. I’ve always loved movies and TV shows, ever since I was little, and right now I am pursuing my dream. I like all kinds of movies, but my favorites are mysteries, and I want to write them. An artist has to know his art, right? So I try to watch everything. I fell in love with noirs like “Chinatown,” “LA Confidential,” and even “The Big Sleep.” Now, I have gotten into TV. I’m thinking seriously about writing for television. I’ve watched the classics like “X-Files” and newer masterpieces like “Stranger Things” and “True Detective.” But now, I am looking to branch out. What mysteries would you recommend that are a little off the beaten path, that might have flown under the radar of even a film-nut like myself?
(09/28/18 10:29pm)
I need to get fit. I have a friend who is into powerlifting. I know that sounds a little weird. A lot of people when they hear powerlifting think about huge meatheads throwing metal around, but it has become a lot more… inclusive for women recently, it seems? Is this true? I’ve always hated running, I am not very good at team sports, and since it’s my friend who is doing it I feel more comfortable. I know that any exercise is good for me but I want to focus on weight loss. I’m wondering how effective powerlifting will be if tried it. I already went to one class with my friend and I liked it! But I just want more information, to know what the most effective thing to do would be.
(09/17/18 10:51pm)
A loved one of mine is going through a tough time with a substance abuse problem. They’re headed to rehab, where they’re going to suffer withdrawal. I have been trying to avoid many questions, but I would really like to understand why withdrawal happens, and what it entails. Does withdrawal happen with all forms of addiction, or just drugs and alcohol and stuff? Why does withdrawal feel so terrible, and why does it last as a short a time as it does? I’ve read that addicts are addicts for life, but it kind of seems like going through withdrawal should mean that they’re back to normal, sort of. I know that’s not true, but why isn’t it true? Thanks in advance for your help, experts!
(09/17/18 10:44pm)
I'm the kind of person who likes to geek out on things. When I get into something, I really get into it: I want to read all about it, get into any relevant subcultures, and so on. So I should've known that I was getting myself into something when, on a whim, I bought a couple of minerals in a museum gift shop.
(09/14/18 8:34pm)
My buddy and I have a crazy plan: we pooled our resources, got our parents to co-sign a mortgage, and bought a house on the edge of our college. We want to fix it up and sell it by the end of this year at a profit. The house has good bones for the most part. There are no leaky pipes or holes in the ceiling, but stepping inside feels like you’re taking a time machine back a few decades, and I think the last person to live there was a smoker. What are some tips to flip a house? Do you think we can pull this off?
(09/14/18 8:31pm)
I'm thinking about buying a term paper. I've been under a ton of stress lately, and while I've worked really hard to keep my grades up and focus on improving my essays, I just don't feel like I have time to write this one and do the kind of work I actually have do on it. So I'm going to buy it, I think — you know, go on one of those websites where you can buy pre-written ones, or whatever.
(09/04/18 6:45pm)
The time has come for me to start looking at Medicare, but I'm very confused about how the whole thing works. It seems as if, at some point, everyone managed to learn what Medicare is, how it works, and how to get it — everyone, that is, except for me! I feel kind of silly, but I don't know where to start. Experts, can you help me figure out Medicare or point me toward the right places to start learning?
(08/27/18 8:10pm)
So, my roommate is getting married in a few months, and I’ve offered to help her out. I’m a bridesmaid, not her maid of honor, but I’ve worked in catering for a few years. Once her boyfriend proposed, I offered to give her a hand with planning and preparation. Fast forward and I’m really worried for the wedding. It seems like she’s way behind on everything. She doesn’t have a plan for the food. Invitations haven’t been sent out. Things like dress code haven’t even been decided yet . Some of this is stuff my friend claims her sister will do, but her sister doesn’t seem to be taking care of anything. Her sister is nice, but she’s really young and seems totally over her head. I know you don’t need these things to get married, but they’re all things my friend has said she wanted. Now it seems like all she wants to do is think about her wedding, but won’t do anything. I’ve worked on stuff like this to know how long it takes to plan a big celebration, and I don’t want to see my friend’s wedding fall apart. After all, I did promise to help. How can I help her with these problems without coming off as crazy?
(08/16/18 3:54pm)
I’m graduating with a lot of debt from a lot of lenders. Not exactly ideal, but I’ve got a job that pays pretty well, so meeting the monthly payments won’t be that stressful. What is stressing me out is the fact that I’ve got to pay back a bunch of different lenders, using different websites, on different timetables, with different passwords and usernames. I really want to simplify all this moving forward. I’ve heard about debt consolidation services. Are these legit? How do they work?