When most people think of investing, they think of stocks and bonds. But what’s the difference between the two? And what are mutual funds and ETFs? Stocks and bonds have a few things in common, but there are important differences. Let’s discuss stocks and bonds first, then move on to the slightly more complex topics of mutual funds and ETFs.
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I went to a museum the other day, and I saw that they had an app. Why on Earth would a museum--just one museum--need its own app? The more apps I see around these days, the less I think we need so many. I only use a few big apps--ones like Google Maps--and it seems very silly to me that so many smaller apps exist. Is anyone actually using these? Why do institutions and companies put the effort into creating them? Experts, can you change my mind about these apps, or at least explain to me why they should exist?
I’m considering a career in social work. I know that you can become a social worker with an undergraduate degree, but I also know that there are graduate degrees available in the discipline. I could even get a doctorate!
I don’t live the healthiest lifestyle. It’s not that I don’t care about my body--I do, of course--but I’m pretty busy here at school. When I do have some free time, I find it difficult to get excited about going for a jog or lifting weights. It’s not that this stuff is out of my comfort zone or anything. I just find those kinds of activities boring. I’d like to do something more interesting for exercise, but the suggestions I’ve heard from friends and family involve things like dancing. That seems kind of lame to me. What more exciting or intense exercise options do the experts recommend? Which activities are best for my health?
I think I have a decent grasp on the basics of the stock market. I know that the sooner that you start saving for retirement, the better, and I know that I should invest a lot of what I save. And I know that, generally speaking, it’s a good idea for investors to just buy and hold stuff like index funds (right?). But I’m curious about how investors who take more aggressive strategies actually make their decisions. What causes speculators to buy and sell investments quickly? Clearly, not everyone is just buying and holding!
I need some help brainstorming ideas for our university radio station. They asked for suggestions from listeners about ways to improve their content, especially the newer podcast episodes. I’ve been making suggestions around story ideas for several weeks, but more recently I noticed that some of the audio quality is fairly poor, which definitely impacts my own listening experience.
I could use a second opinion. I’m a senior graduating this coming May with a mechanical engineering degree. I’ve already been offered a job as a junior product manager at a startup in Seattle, which I’m very excited about. That’s somewhat beside the point, though.
I need help giving my younger brother some advice. He’s a freshman this year at the University of British Columbia in Vancouver. I’m a senior getting ready to graduate in May with a degree in public health. He contacted me last week asking for advice because he’s supposed to submit paperwork declaring a major.
I’m looking to get healthier this year, and for me that means losing weight. I’ve done a little bit of research into how to best do that, but I’ve been kind of confused by something: is calories in, calories out the basic formula for weight loss, or no? It seems like it is, but some sources say it’s not--though they never really say how to actually calculate weight loss plans. Is it really that important that I track anything other that calories? What should I do when I’m crafting my diet and exercise plan?
America is a proud nation, but certain events tend to bring out that pride more than others. The Winter and Summer Olympics really get us raring to wave the flag around and burst into an off-key version of “America the Beautiful.” It helps that, for the most part, Americans do really well at the Olympics. We may not lead the medal count every two years, but we’re always up there in the mix, and the athletes are generally competitive across a broad range of sports. You can watch the Americans demolish the competition at the pool in the summer, then, two years later watch as team in red, white, and blue rules over the snowboarding competition in the winter. We feel proud and awestruck all at once as the athletes push the limits of the human body. Speaking of human bodies, though, watching a lot of sports often leads to the desire to learn more about sports even as we work to better ourselves physically. No, we can’t perform a triple axel like figure skater Mirai Nagasu, but we can commit to a slightly healthier lifestyle that will make a small but noticeable difference in our quality of life.
I need help making realistic price comparisons for my friend who just gave up smoking cigarettes for his new e-cigarette. His dad sent it to him as a gift and a ploy to help with abandoning actual cigarettes. So far, so good. Now the issue is finding new accessories and replacement cartridges.
I love my life here at college, but there’s one thing that I’m not totally satisfied with--my dorm room. I find it kind of bland and a little “college-y,” if that makes sense. My roommate and I have tried to decorate it with posters and photos, but the walls look kind of sloppy. I really like having a relaxing personal space, and I don’t feel that at ease in my own dorm room, so I’m really looking for help here--what can the experts tell me about decorating the walls of my dorm room? I know it sounds like a silly question, but since I’m not allowed to paint them or anything, and since I care so much about the space I live in, I really was hoping for advanced professional advice.
I need some help with a class assignment. I’m in an Introduction to Investment Management class, and each week students are given a topic to present. Topics can be almost everything. Last week, my friend was assigned cryptocurrency as a viable investment opportunity. He got to discuss a recent ICO and how it differs from the more recognizable IPO. Then he got to discuss the prevalence of ICO scams.
What’s with brands being something that people actually identify with? I totally understand that brands are useful and even important to how we consume things. I myself make purchase decisions based on brand names all of the time, and that seems totally normal to me. But I really don’t get why people wear brands on their t-shirts and stick brand-logo stickers on their laptops. Why are they giving these companies free advertising? What’s the point of identifying yourself based on the things that you consume?
I could use some advice. I’m a college senior getting ready to graduate this coming May with a degree in business administration. I’ve been focusing on entrepreneurship and product strategy to help advance my own small startup, which I formed last year after funding one of my own ideas through Kickstarter.
My friends and I are planning to take a big vacation together this year, and we’re working on planning it out. But we’re having problems. For starters, nobody can agree on where to go. Then there’s the fact that nobody can agree on who should do the organizing or planning (and the fact that, in order to the keep the peace, I tend to step up and take on too much responsibility). Finally, there are a few very worry-prone people in our group--including myself--who fret, probably unnecessarily, about possible issues like lost luggage and forgotten IDs. Is there any way to make vacation planning less stressful?
I was recently at home in New Jersey over the holidays and had a bizarre exchange with my dad. We were driving to the grocery store one morning when--on the Todd & Jane Radio Show--there were announcements of real estate growth in areas near our home. My dad chuckled and said we should get ready for more divorce filings now that the economy is booming. I didn’t get it, so he explained that there was a correlation.
I recently found out that my friend’s dad, a surgeon, has been for sued malpractice three times! I was scandalized, but my friend said that it was no big deal. I don’t understand. Isn’t malpractice a term for doing something unethical as a doctor? If her dad delivered bad care to his patients on purpose, I think that’s an incredibly awful thing. How is it that my friend doesn’t care? Can you explain this to me?
My mom’s forty-seventh birthday is fast approaching, and I need some helpful ideas. Last year, I got her tickets to a group painting series, which she adored. I’d like to do something similar this time around but also slightly different.
I’m going to graduate soon, and I already have a job lined up. I’m going to rent an apartment and buy a car. I’m excited about pretty much all of it--except for the car-buying part, which is really stressing me out!